Configure Your String
Baseline. Florida/California significantly higher than Midwest.
2
1 (beginner)4 (competitive)8 (high-goal)
80
10 (occasional)150 (active)300 (pro)
Purchase Budget
$40k–$120k
2 horses × Intermediate / Club Horse
Annual Running Cost
$57k
per year, all-in
5-Year Total Projection
$364k
purchase + 5yr running costs
True Cost per Chukka
$911
based on 80 chukkas/yr (annualized purchase)
Board / Livery$18,000
Feed & Forage$7,200
Veterinary$4,000
Farrier (shoeing)$4,800
Dental$800
Insurance$3,600
Training$9,600
Transport$1,200
Equipment$1,600
Contingency (12%)$6,096
Total Annual$57k
🇺🇸 United States: Baseline. Florida/California significantly higher than Midwest. Costs shown in USD equivalent at current exchange rates.
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Hidden Costs Most Buyers Overlook
Pre-purchase vetting
$300–800 per horse
Radiographs, flexion tests, scope. Never skip this.
Import logistics
$3,000–12,000
Air freight from Argentina or NZ. Quarantine, USDA/DEFRA permits.
Groom / exercise rider
$15,000–40,000/yr
Essential for strings of 3+ horses. Often overlooked in budgets.
Emergency surgery
$3,000–20,000
Colic surgery alone can cost $8,000–15,000. Insurance critical.
Off-season livery
12 months, not 6
Horses don't stop eating in winter. Budget for the full year.
Polo equipment per horse
$800–2,000
Saddle, bridle, boots (4 sets), bandages, tail wrap, polo wraps.
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